In a large pot or Dutch oven, heat the olive oil over medium heat. Add the onion and green pepper and saute for 5 minutes. Add the garlic and saute for 1 minute.
Stir in the veggie crumbles (or ground beef) for 1 minute. Then add the tomatoes, beans, corn, adobo sauce, broth, oregano, cumin, garlic powder, onion powder, and kosher salt. Bring to a simmer, then simmer for 10 minutes. Taste and add additional adobo sauce or kosher salt if desired.
To serve, ladle the soup into bowls and allow to cool to warm. Top with cheese, sour cream, hot sauce, and crushed tortilla chips.